Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.